Insurance can be complicated, whether we're discussing Medicare, supplemental health coverage, or ancillary coverage. Our experts at Clearlink Insurance have worked hard to give you clarity about your healthcare concerns. Below are some frequently asked questions pertaining to healthcare insurance. Still have questions? Call us for a more personal experience with one of our certified agents.
What is supplemental insurance?
Supplemental insurance is insurance that covers expenses your health insurance doesn’t. That includes copayments, coinsurances, and deductibles.
How does supplemental insurance work?
A supplemental plan can help pay health insurance deductibles or copayments. It can also pay for specific care, such as cancer or critical illness. Supplemental health insurance plans work differently than health insurance plans, and specifics depend on the plan.
What are ancillary plans?
Not to be confused with supplemental insurance, ancillary plans are secondary insurances to your health insurance and usually cover dental, vision, and other major expenses in an emergency.
What is accident insurance?
Accident insurance is precisely what it sounds like—coverage in case of an injury or death due to an accident. This type of policy is great for those who lack adequate health insurance or would suffer financially if a family breadwinner died, treating an accident insurance policy as life insurance.
What is critical illness/cancer insurance?
Critical illness/cancer insurance covers medical expenses caused by life-threatening illnesses such as cancer, a heart attack, or a stroke. While some may believe their health insurance covers that already, they might not get all the coverage needed for the medical expenses that come with these illnesses.
What is final expense life insurance?
Final expense life insurance, also known as burial or funeral insurance, is a popular policy amongst seniors that covers the final expenses that come with death. It lifts the burden of costs off of your loved ones and covers medical bills as well as any funeral or burial expenses.
Why work with an independent insurance agency?
When you work with Clearlink Insurance, you won’t have to scour the internet to find a healthcare plan that works with your lifestyle. We already work with the top insurance providers in the country, which allows us to present to you your best insurance options. Working with an independent insurance agency makes it easy to find what you’re looking for all in one place. You can bundle multiple plans in one place to get all the health coverage you need, from Medicare to supplemental insurance.
What products can I buy from you?
We work with top insurance providers nationwide, specializing in Medicare, supplemental insurance, and ancillary policies.
Where are your agents licensed to sell?
We have more than 70 agents across all 50 states. They’re licensed and have all the insurance answers to help find the right plan for you.
Which insurance providers do you work with?
We work with top insurance providers, including but not limited to Aetna, Cigna, Regence, and United Healthcare.
Can I buy more than one plan or type of coverage from you?
Absolutely! Our agents are licensed for multiple insurance types, including Medicare, supplemental insurance, and property and casualty insurance. Give us a call to get the healthcare plans you need.